In private and public vehicle. As per Chad Luckhoff and Lawrence Minnie comprehensive insurance covers vehicles from fire, theft, and the total loss resulting from accidents. Also, it covers damages to third parties in the event of incidents. The policy does not deal with mechanical issues. There exist other insurance plans in the automotive industry.
Let’s suppose a car gets in an accident with another car on the road. Insurance companies would be responsible for the damages of both vehicles. If the car owners were not negligent and they were not able to control any natural disaster that is active, such as flooding, hail and fire, then the insurance company would likely be able to pay the damages. To prevent fraud an insurance company nevertheless, conducts an extensive investigation before making any compensations. Though it’s a bit more costly as other insurances, comprehensive insurance is entirely worthwhile. One should contact the broker or insurance firm for an insurance policy that is comprehensive for commercial automobiles.